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Firebaugh & Andrews has over 50 years combined experience.
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Toll Free :(800) 353-8019

Firebaugh & Andrews Providing Bankruptcy Help
Experience . Reliable . Free Consultation 

STOP FORECLOSURES, GARNISHMENTS AND COLLECTIONS!

Attorrneys Samuel G. Firebaugh & Roberta W. Andrews specialize in bankruptcy: Chapter 7, Chapter 13, Business Bankruptcy, stopping foreclosures, garnishments, and harassment by creditors. Bankruptcy is often the most effective tool for obtaining relief from oppressive debt. We offer a Free Consultation where the benefits of filing bankruptcy will be reviewed by one of our attorneys on a case-by-case basis with a full review of all your options. Give us a call and ask to speak to either Sam or Roberta. We maintain a small firm that provides you with personal service from your first phone call to completion of your case.

Do I choose Chapter 13?

Chapter 13 allows you to reorganize you debts into one affordable payment plan If you need time to catch up on your mortgage payments, restructure a car loan, pay past due taxes, or consolidate and reduce credit card payments, Chapter 13 may be your best option. Chapter 13 allows you a time frame of 3 to 5 years to pay your creditors only as much as you can afford to pay while preventing creditors from harassing you. Your attorneys will safeguard your interests and make sure Chapter 13 is the right choice In order to qualify for Chapter 13 you must have a regular source of income. Your attorneys will advise and assist you prepare a budget, fill out the required forms and pleadings, and appear at the required court hearings. After all of your payments have been made according to your approved plan, you will be eligible to receive a discharge from your debts and the paymnet plan will be terminated. If you want to know if Chapter 13 Bankruptcy is the right choice for your financial circumstances, you will first need to discuss your financial goals with an attorney. Firebaugh & Andrews will be able to guide you to find the solution that best fits your financial situation.

Do I Choose Chapter 7?

Chapter 7 Bankruptcy is known as straight bankruptcy as well as liquidation (converting assets into money) and it is the most common form of bankruptcy. Certain property is protected or “exempted” from liquidation. Most people who are eligible for Chapter 7 are able to file bankruptcy, keep all of their assets, and discharge all of their debts. Most, if not all debts are discharged within months of your attorney filing a bankruptcy petition. Chapter 7 of the bankruptcy code allows debtors who are in need of discharging debts within a situation of financial emergency to become free and clear of these debts and to become able to begin a fresh new financial start.

Free Consultation

If you are concerned about your finances, Contact Us for a free phone consultation. You will speak directly with Sam or Roberta, attorneys who will answer all the questions that you have about filing Bankruptcy and whether it is right for you. Call us today at 734-722-2999, Toll Free : (800) 353-8019

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About Us

Our law firm advises and represents both individuals and businesses through the entire bankruptcy process. First, we will assist and advise you to determine whether you should even consider Bankruptcy as a worthwhile option, and discuss your options. If Bankruptcy is right for you, we will assist you in determining whether you should seek relief under Chapter 7, Chapter 11 or Chapter 13 Initial consultation is always free. Call us today :  734-722-2999 Toll Free :  (800) 353-8019

Bankruptcy Chapters

Debt Challenges


CREDIT CARD DEBT
If you’re overwhelmed by credit card debt, you’re not alone.
FORECLOSURE
Have you have fallen behind on your mortgage payments and you are worried about foreclosure?
MEDICAL EXPENSES
Many individuals and families are experiencing “medical bankruptcy.”
WAGE GARNISHMENT
Wage garnishment can tip the scales, turning a tough financial situation into an impossible one.
CREDITOR HARASSMENT
We can stop harassing calls, threats of legal action and embarrassing calls to family and friends.
Tax Forgiveness
Filing bankruptcy can result in removing back taxes, as well as interests and penalties.

Meet our Team


Sam Firebaugh
- Practice Areas: Bankruptcy Chapter 7,
Bankruptcy Chapter 11,
Bankruptcy Chapter 13

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Roberta Andrews
- Practice Areas: Bankruptcy Chapter 7,
Bankruptcy Chapter 11,
Bankruptcy Chapter 13

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personal legal advisor

50 years of experience ---
Firebaugh & Andrews has over 50 years combined experience. Our law firm advises and represents both individuals and businesses through the entire Bankruptcy process.

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